All of our initial advice to you is completely free of charge. This includes explaining the house buying process for first time buyers. We will explain your mortgage options, calculate your mortgage affordability and lending capability and even source a lender and obtain a decision in principle for you. Once you have made and had an offer accepted on a property, we will then submit and process your mortgage application through to issue of the formal mortgage offer. We will then liaise with the lender and your solicitor through to completion. Our advice fee is due at the point of application submission. In the unlikely event that your application is declined, our fee is refunded in full. Payment can be made via bank transfer or credit / debit card.
Residential mortgage application processing fee – £395
Buy to Let application processing fee – £395
Equity Release / Lifetime mortgage application processing fee – £995
Retirement Interest Only mortgage application fee (RIO) – £995
Our fees for commercial lending, second charge secured mortgages and bridging loans are arranged on a case by case basis. Please contact us for details.
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